Universal Credit in 2026 remains a monthly payment for people on a low income, out of work or unable to work, subject to eligibility and income rules. The amount can depend on your circumstances, including housing costs, children, health conditions, savings and earnings, and rates or rules may change during the year. Check the latest guidance and payment rates on GOV.UK, and use an independent benefits calculator for an estimate. If your circumstances are complicated, a welfare-rights adviser or Citizens Advice may be able to help.