You may be able to claim Universal Credit if your income and savings meet the rules, whether you work, are looking for work or cannot work because of a disability or health condition. Report your condition when you claim and provide a fit note if it affects your ability to work; you may then be asked to complete a Work Capability Assessment. The assessment could affect your work-related requirements and, depending on the decision, your payment, while a work allowance may apply if you have earnings. Personal Independence Payment is separate from Universal Credit and is not counted as income, so check the latest guidance on GOV.UK for both benefits.