You may be able to claim Universal Credit if you are out of work or your earnings have fallen, subject to your circumstances, savings and household income. Eligibility can depend on factors such as your age, partner, rent, children and immigration status; savings over £16,000 usually prevent a claim. Apply through the official GOV.UK service as soon as possible, because your final wages, holiday pay or redundancy payment may affect your first assessment period. You may also need to agree activities to look for work with your work coach.