Your Universal Credit payment depends on your circumstances, including your age, whether you have a partner or children, housing costs, health conditions and earnings. The calculation starts with a standard allowance, then adds any relevant elements and takes account of income, savings above the permitted limit, other benefits and deductions such as advances or debts. Your award is usually assessed monthly, so it can change if your circumstances or earnings change. For an estimate, use the calculator on GOV.UK and check your statement carefully; the Department for Work and Pensions makes the final decision.