Losing your job does not automatically qualify you for Personal Independence Payment (PIP), and PIP is not based on whether you are employed or your income. Eligibility depends on how a long-term physical or mental health condition affects specific daily living or mobility activities, assessed by the DWP. You can work and claim PIP, or apply after stopping work, if you meet the rules. Check the current guidance on GOV.UK and explain how your condition affects you on most days; Universal Credit or New Style Employment and Support Allowance may also be relevant.