You may qualify for the New State Pension if you reached State Pension age on or after 6 April 2016 and have enough qualifying years on your National Insurance record. Usually, at least 10 qualifying years are needed for any payment, while 35 years may be needed for the full rate if your record is entirely under the new system. The amount can differ if you were contracted out or have gaps in your record. Check your State Pension forecast and National Insurance record on GOV.UK to see how the rules apply to you.