Voluntary National Insurance contributions can help fill gaps in your record and may increase your New State Pension, but they do not always provide good value. You usually need at least 10 qualifying years for any new State Pension, while the number needed for the full rate depends on your National Insurance history and circumstances. Check your State Pension forecast and National Insurance record on GOV.UK before paying, as voluntary Class 2 or Class 3 contributions may not improve your entitlement. The Department for Work and Pensions can confirm whether paying is worthwhile for your individual record.