You usually need at least 10 qualifying National Insurance years to receive any New State Pension, while 35 years is the usual figure for the full amount if your National Insurance record began after 6 April 2016. However, transitional rules and periods when you were contracted out can mean your personal requirement is different. Qualifying years may come from National Insurance contributions or credits, such as credits for caring or receiving certain benefits. Check your State Pension forecast and National Insurance record on GOV.UK before deciding whether voluntary contributions could be worthwhile.