Whats the difference between Housing Benefit and the housing element of Universal Credit and which one can I claim?

13 Sept 2026, 07:20
Q A Reader Asker

Whats the difference between Housing Benefit and the housing element of Universal Credit and which one can I claim?

A ClaimGuide Team Answered by

Housing Benefit is paid by your local council, while the housing element is part of a Universal Credit claim and is administered by the Department for Work and Pensions. Most working-age people making a new claim for help with rent usually need to claim Universal Credit instead, although Housing Benefit may still apply if you have reached State Pension age or live in supported or temporary accommodation. The amount depends on your circumstances, rent, household, income and local rules, so check the official guidance on GOV.UK or contact your council and use a benefits calculator.

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