In 2026, most working-age renters usually claim the housing costs element of Universal Credit rather than making a new Housing Benefit claim. Housing Benefit may still be available if you have reached State Pension age or live in supported, sheltered or temporary accommodation, although eligibility depends on your circumstances. Your local council assesses factors including your income, savings, rent, household and any benefit-cap or spare-room rules that apply. Check the official GOV.UK guidance or contact your council to find out which benefit to claim, as the rules and payment amount depend on your individual situation.