Housing Benefit eligibility depends on your income, savings, rent, household circumstances and whether you have reached State Pension age; many working-age renters usually claim Universal Credit housing costs instead. For eligible private tenants, Local Housing Allowance (LHA) sets the maximum rent figure used in the calculation, based mainly on your area and the number of bedrooms your household is assessed as needing. Your award may be lower if your actual rent is below the LHA rate, and it may not cover all your rent if it is higher. Check the GOV.UK guidance and ask your local council to assess your individual circumstances.