In England, Housing Benefit is mainly for people who have reached State Pension age or who live in supported, sheltered or temporary accommodation; most other working-age renters usually claim the housing costs element of Universal Credit instead. Your council considers factors such as your income, savings, rent, household circumstances and immigration status. Savings above £16,000 usually prevent a working-age Housing Benefit claim, although different rules can apply to people receiving Pension Credit. Check your local council’s guidance and the official GOV.UK benefits calculator, or contact the council for an individual decision.