In England, most working-age renters must usually claim Universal Credit for help with housing costs, while Housing Benefit is mainly available to people who have reached State Pension age or live in supported, sheltered or temporary accommodation. You normally apply through your local council, which will assess your income, savings, rent and household circumstances. Have details such as your tenancy agreement, rent amount, National Insurance number and bank statements ready, as the council may request evidence. Check GOV.UK and your council’s website for the correct application route and current eligibility rules.