A pensioner couple may qualify for Council Tax Reduction, depending on their income, savings, Council Tax bill and household circumstances. Pension-age rules generally apply, and entitlement can be affected by State Pension, Pension Credit and other income or capital; owning your home does not automatically rule you out. Each council administers its own scheme, so the amount of help and application process can vary across the UK. Apply through your local council’s website, or check the official GOV.UK guidance to find the relevant council support service.