Council Tax Reduction can help people on a low income with their Council Tax bill, but each local authority sets its own scheme and eligibility rules. You normally need to apply directly to your council, and the reduction is not usually awarded automatically when you claim Universal Credit or another benefit. Your council may consider your income, savings, household circumstances, and whether you rent or own your home; pension-age schemes can work differently. Check your council’s website or the relevant GOV.UK guidance for the application process, evidence required and rules in your area.