You can usually claim Child Benefit if you are responsible for a child, regardless of your income. If your individual adjusted net income is above £60,000, you may have to pay the High Income Child Benefit Charge through Self Assessment; the charge increases gradually and can equal the full benefit once income reaches £80,000. It is based on the higher earner’s income, not the household’s combined income. You can opt out of receiving payments while still claiming National Insurance credits, and should check the latest thresholds and reporting rules on GOV.UK.